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Credit [Feb. 1st, 2007|04:55 pm]

Now before I go on, let me say that I do not think credit cards are evil. I do think they have their place, for many reasons.

That said, sometimes friends mention to me how "money sucks for them right now" or "money is tight". When I mention I'm in the same boat, they go "Well, you have credit cards to fall back on, I don't". I want to pull my hair out when I hear that.

Right now, if I want or need anything, I have to either a) charge it or b) ask my mom for some money. I hate doing either, but I have no choice, obviously. I "fell back" on my cards too much, which landed me into my current debt situation. Between my regular bills and the minimum payments on the cards, I have zero extra money. I can barely afford car insurance, and definitely have no money for gas. I get gas money from my mom. Not to mention the acne and dental treatments I've started doing.

I just wish people would empathize with me, as I do for them, instead of saying "Well you have...".

I have a plan to get out from under this, though. Taking things (this and in general) one step at a time.

[User Picture]From: ladycommissar
2007-02-08 11:46 pm (UTC)
What kind of acne treatment are you doing? Something you go to a dermatologist for or is it something less expensive (like using something like ProActiv)?

I used to use ProActiv, but ever since I had my chickenpox about a year ago, it just hasn't worked the same. =[ I dunno what to do really. One of my friends went on Accutane recently... I was considering it until I found out how scary it was from her.
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[User Picture]From: shinwachou
2007-02-09 08:09 am (UTC)
Please don't listen to just one person's experience on Accutane. It's a one-sided view if you do, and you wouldn't be getting a well-rounded look at it like you would by getting different experiences and perspectives about it from people. :\

I'm actually starting Accutane here in a couple weeks. I get so tired of hearing from strangers "Have you tried ProActiv?". Yeah, it makes my face rash, bitches. =P
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